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Redistribution of wealth is a bit of a stretch... we all have a choice to use the plastic and we all have a choice on how to use it. I used to be one who carried a good sized balance and one day decided to end the cycle by delivering newspapers with my wife on weekends for a few years as extra income to pay them off. It was a bit of a burden, but I've been debt free from the plastic for close to 18 years.
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