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My Mazda was rear-ended a few years back.
The damage was mostly cosmetic, I was still driving it while I decided what to do next.
I found the same model (even the same colour) online for less than the excess of the potential insurance claim.
I was able to drive it home, take the parts I needed, take a few more parts I wanted ( including a tow bar), then sell it again for a total cost of $140.
RedCelica needed new seats when I bought it.
I bought a whole low mileage car for less cash than buying seats from a wrecker.
I swapped the interior and a bunch of other bits that were in better condition than the red car.
That spares car is still in the yard under a tarp.
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