I'm happy to see you are in the good road
In France some consumer associations exist to give you advices in such situation. More and more people have to be declared in personal bankrupt by the central bank. When you reach such a point your life has already been destroyed so I hope nobody here will need to manage such a situation.
I hope your situation will continue to improve.
Denis.
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Save money & CO2 at home :
http://ecorenovator.org/ 
Created and managed by the creators of
http://ecomodder.com/ 
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Earth and health are priceless, so are kilotank and AT-PZEV
Best Mégane tank: 1268.9mi @ 77.847 MPG(US)
2008/06-2011/10 saving:
- 5725.5 kg CO2 (5342.6+382.9)
- Diesel / Money: 42.17% = 2446.25€ = 3357.26$
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megane :
thread -
kill switch.