Stock with trunk. No saddle bags. The trunk is aerodynamic and really adds easy to use useful space. I find I use it every day.
Current Mods:
Cut down windshield. EX500 mirrors. 4* ignition advance. Carb float level dropped 10mm, worth 6mpg by itsself! Plugs gapped at .035". 7* exhaust cam advance - big midrange power boost. Warm air intake. 1:132 mixture of filtered used engine oil. Use only dino car oil, now at 198,000 miles and going strong! 60 mph max.
Planned Mods:
Aerodynamic improvements, still trying to find the low hanging fruit.