Drivers can save by letting Big Brother ride

[rmay635703]

Will have to make a spoof fake OBDII port to plug the device into and have it feed nice normal data.

[Thymeclock]

Originally Posted by roflwaffle

OMG, the DMV has my name, address and telephone number!

*runs screaming into the hills*

That's quite a leap, a non sequitur, and an emotionally provocative one at that. It has nothing to do with the actual topic.

I thought this thread was about voluntarily allowing an insurance company, which supplies mandated auto insurance, to gather and record detailed data (as a quid pro quo) about all the driving you do via electronic monitoring, which is a form of surveillance.

[roflwaffle]

It has as much to do with the topic as any other nutty theory!

[dcb]

This would perfect for my 95 volvo

[EuroBalt]

i would do this on my car but the fact i track it once in a while i wounder if removeing this would void the discount because you dont want them to know your speeding even thos its on a track

[t vago]

Originally Posted by rmay635703

This likely means, uh oh you were speeding for 3 seconds we need to increase your insurance rates.

The speed limit was recently raised from 65 MPH to 70 MPH on the I-80 turnpike. Knowing that the companies whose livelihood depends on making accurate maps (GPS manufacturers like Garmin and TomTom), sometimes take up to a year to update their maps to reflect changed speed limits on freeways (I-77 north in Canton still shows 55 MPH as the speed limit on my TomTom, even though it's actually 65 MPH), what incentive do these insurers have to ensure their maps are also accurate?

Put another way, I could be doing the speed limit on the interstate here in Canton, or on I-80, and I could be charged higher rates by the insurer because their funky device and their computer maps said I was "speeding." (And if you think that "they don't record location" negates this argument, keep in mind this very thing they're doing now, recording braking and speed and time of day, was unthinkable 5 years ago.)

No, thank you.

[t vago]

And another thing - This so-called "voluntary" program has actually a pretty big incentive going for it.

Given that auto insurance is mandatory to begin with, and given that we're currently living in a gawdawful economy right now, any savings in something like auto insurance means more money to millions of people that they could spend on luxuries like food or gas or utilities or rent. So this "voluntary" program could be argued to be de facto compulsory.

[rmay635703]

Originally Posted by t vago

So this "voluntary" program could be argued to be de facto compulsory.

Exactly, and when it does no one is going to save anything, insurance companies have a limit that they can charge and expect people to pay, my Uncle drove without insurance or a license for 5 years because he couldn't pay the insurance, at least he claimed.

This may become more common if this type of thing becomes compulsory and manditory

[Joenavy85]

Originally Posted by Ford Man

Since this device plugs into the OBD II port what are we going to do with our Scan Gauges and Ultra Gauges? They would probably wonder how I continually drive on roads without stop signs, since I've got a bad habit of using rolling stops. That would probably be the thing that would incriminate me.

buy an OBD2 Splitter like i have.

[Joenavy85]

Originally Posted by t vago

I-77 north in Canton still shows 55 MPH as the speed limit on my TomTom, even though it's actually 65 MPH

i need to get my tomtom updated as well, mine said the same for that stretch of road when i drove down there over the weekend