So you DO need collision insurance for a bicycle!!!

[Lazarus]

Originally Posted by DifferentPointofView

How about if a pedestrian is illegally crossing an intersection and you have a green light, yet you hit them, how would that side? I would like some evidence to prove my teacher wrong! (and it's almost impossible to do so!)

Here.

Before a�personal injury (civil)�suit can be brought against the offending party, the plaintiff must be able to prove (and show evidence of) neglect. For example, if a pedestrian is standing on a sidewalk and the driver of a truck runs up on the sidewalk, hitting the pedestrian, the pedestrian has a legal right to pursue a personal injury lawsuit. On the other hand, if the pedestrian crosses a busy street against a signal and without a cross-walk, he or she will be found liable if hit by a motorist. There was no neglect on the part of the motorist; the pedestrian behaved carelessly

[Peakster]

Originally Posted by DifferentPointofView

How about if a pedestrian is illegally crossing an intersection and you have a green light, yet you hit them, how would that side? I would like some evidence to prove my teacher wrong! (and it's almost impossible to do so!)

No, because that would fall under the Pedestrian Act of Saskatchewan. I know, because that's what the first lady I talked to on the phone thought my claim would fall under that act if I was struck on a bicycle. I was quick to point out that cyclists aren't really pedestrians though .

In my province, motorists are required to have a higher respect for pedestrians (and it does say cyclists too), no-matter what the case. The loophole is with the cyclists I suppose.