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It's all about the trade-offs. The F150 is gonna lose in a collision against a Big Rig. The big rig is gonna lose to a main-battle tank.
This sort of safety question is like questions about performance: How much is enough? More passive safety is good, yes. More performance is good as well. But driving around at high RPM so you have the ability to put as much torque on the road as possible will kill your gas mileage. And nobody wants to drive real-world roads in a suspension that provides race-car grip, nor do they want to change tires every 200 miles.
Everything is a compromise. You have to be able to evaluate your options and select ones that you can live with.
...Since I drive a 100 HP car that weighs 2000 lbs, you can probably see where my own choices lie.
-soD
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