[euromodder]

I pay about 22 Euro/month - 29 USD - but that's only for liability against a 3rd party, which is the only mandatory insurance we have here.
So it only pays for any damage I do to someone else or their property.

It doesn't even include insurance for the driver - that's another 5 EUR/month, though it covers the entire family in any traffic related accident.

I'm at the bottom of the insurance ladder, as the last accident I was to blame for was in 1993.
Our insurance is not related to traffic infractions.