They came down to $8650, and when I mentioned the $100 I threw down in 2016, they honored it (whether they had a record or not).
I'm sitting on some savings, and I was told about
communitylendingworks.org/apply-now/. They do business, car and personal loans and applications are screened by a local committee of warm furry mammals, instead of an agency that thinks in numbers. Apparently not a full credit union. I'll know more as soon as I have a purchase order in hand.
Even if that falls through I have time to sell the Metro. And the Shopsmith, And the Lexus electric axle.