Chevy Bolt price cut
Chevy has added every incentive they can to get the remaining stock of Bolts over the curb before the Federal (up to) $7,500 rebate expires on the last day of March. And the dealers are dumping in even more. Most of the cheaper LT's are gone but they got the price of a loaded Premier down to $30,300 including the NY State $2,000 instant rebate. I really don't need another car right now though. $3,200 down (tax and tags) and $530/ month for 5 years at 3.35% (with $6,000 coming back on my next years taxes).
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Good deals, but I would still be thrilled to buy lightly used with <50k miles a few years old. Probably half the payment.
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Last day of march you say?
I bought my less than 50k mile leaf with one payment. Thats the only way I will ever buy a car. |
Eh nothing wrong with payments or even a lease, IF the deal is good.
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Yeah, I've had interest rates from a credit union at something like 2%. That's lower than you can get investing in an index fund on average. Low fixed interest rate loans aren't something to be avoided, and can be used to hedge against inflation.
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If you do it right, financing is a great tool. I couldn't afford to buy my house in one payment, but even with zero down payment the mortgage was only $100 a month more than the rent I had been paying at the time. And if you're not planning on moving, owning is way cooler.
I drove off with my Fit with only a signature, too. I didn't have $15.5k burning a hole in my pocket, but I did have a pen. The fuel savings over the POS I had been in came close to covering the payments, and nowadays those payments are gone but the Fit isn't. I'd love to grab one of those Bolts, but I won't need a car for a long time. Not needing a car doesn't mean missing out on a deal: by the time my Fit goes, I'll be scouting some very nice used model 4s. |
My Fit is still running well also. 116k miles. Slight bearing whine in the trans at times. Probably not going to buy the Bolt this time around. Even at an effective $24,000. Plus $2,500 sales tax.
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Owing money is great when inflation is higher than your rate.
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My local dealer has Bolt LTs for $27,969 and Volt Premiers for $25,731. (Both before the Federal Tax Credit.
https://www.brucechevrolet.com/Vehic...Bolt%20EV,Volt |
Wait, so it might be possible to get a new Volt for about $14,000 if someone qualifies for both the federal credit plus both of the Oregon credits? Heck of a deal.
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