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Holy Crap!!! Glad you guys are all right!!!
That's some $$$ in damage there:( Nothing that can't be fixed but its going to be a few dollars. |
Glad you're alright. Poor deer, pray for it.
We will pray for your car. |
I'll be honest, I am not real happy with the deer...
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...are you thinking "...venison..." right about now?
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I don't have the storage/capacity to use it all, in the moment I wouldn't have minded lightening my mag- we drove home and switched vehicles, and on the way back she was getting picked up by someone already. Dead deer around here don't last long.
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I was expecting to see what looks like a crumpled up beer can and 4 tires, but it fared way better.
Yeah, theres a youtube video I decided not to publish where a deer jumpped out in front of me then I in turn went back to finish him off with my vehicle. :eek: |
Glad to hear your okay.
Maybe this is a good excuse to make a nice, custom aero front end?? |
Man, you're having some luck with that car. Glad you're OK though!
The deer was going from left to right? (Left front impact?) How the heck did it bust the right window? Quote:
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Don't think venison. The meat is terrible from the impact mushing it all up. It will taste awful.
Looks like your frame isn't tweaked! Lucky you. |
That looks light damage by deer accidents. most of them where i live usually bend chassis and go through windscreen. car will live to fight another day. deer carcass unoffical highway rules. he who finds dead animals becomes owner.
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When you rebuild, you might want to consider adding a low nose like I have on the front of the Aerocivic. Since aeromodding the car, I've hit two deer at 45mph with the deer running from left to right in front of the car. In both cases the low nose kicked the legs out from under it, so the deer got rotated upside down and then passed either over the top of the car or off the right side of the hood. In both cases my only damage was a cracked headlight lens and a slight dent to the top of the hood. The low sloped nose (about 12" above the ground) combined with the upward slope of the hood acts as a wedge to redirect the collision energies upward to lift the deer up and over the car, and causing minimal damage to the car. By contrast, the flat front bumper of most cars absorbs the collision energies and results in much more body damage. And as an added bonus you can install an adjustable grill block in the nose and lower the stagnation point on the front of the car. Before I aeromodded the car, I had an almost identical collision with a deer, deer running from left to right, about 40mph, resulting in much more damage; replaced left front fender, left headlight, and straightened out a bigger dent in the hood.
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Doesn't look bad, about what mine was when the deer landed on it. (Deer was hit by SUV coming the other way, tossed into the air, and came down more or less vertically on my right fender.) Check radiator & A/C if you have it: had to replace radiator, the headlight unit, and fender, but it's been running fine for ~5 years since.
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Metro-
I am not sure, what I remember of the accident it ran almost along the car and cutting in, hitting the front left lamp and rolling over the hood. I am thinking it was struggling and a limb or the head bashed into it. And I wish it just smelled like meat! I am going to take her out tomorrow for a bit, right now trying to not ride the Mustang clutch- which has to be done in the Insight. brucey- Agreed. I feel very fortunate for the situation. My concern on being "totaled" isn't that the car is unfixable, rather it may not be worth fixing to my insurance company. chefdave- I believe the cars low and aerodynamic form really influenced the accident to be less destructive, compared to the Mustang, or Escape. basjoos- I like that idea, and as mentioned in this post, I think it would have been much different had I been in a different vehicle. Did you show your build in your thread? And does it help aerodynamically at all? I don't want to increase the frontal area at all, since I will be completing a total underbody on it. jamesqf- That's a good call out. When I test drive it, I will have to run everything, and make sure cooling and everything is working properly. I haven't even popped the hood yet. |
The nose helps aerodynamically by lowering the stagnation point and allowing the installation of an adjustable grill block. It has no effect on the frontal area and improves safety by adding a foot of additional crush space to the front of the car. The bottom of the nose is the forward part of the smooth under paneling under the car. The absence of a flat front bumper also means there are no dead bugs to clean off the front of the car. There are photos of the nose at aerocivic.com and on my photobucket account at: 80MPG Honda Civic Photos by MikeMariettaSC | Photobucket
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If the car is insured, don't take the first offer they give you. Take the car to 3 different shops and get quotes, and don't take less than the median.
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I wouldn't even turn this in on insurance, personally. It's not worth it since you'll end up paying through the nose on premiums in the future. Scrounging a headlight, a bumper, a door glass, and a fender at a junkyard shouldn't be impossible.
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yeah exactly brucey, you cannot then get insurance in the future because its too expensive if you claim on it.
Car insurance is only good for one claim, then thats it. It may not even be good enough for that, when you total up the amount of money that you spend in monthly payments and upfront excess fees, it usually ends up costing the same amount as the car does, in my case at least. |
Insuring against losses you can cover yourself is just giving money away.
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my insurance company puts deer strikes, hail damage, etc. down as "acts of god" might be NY law but they can't penalize you for them through price hikes or fees if i recall correctly
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Hitting a deer each week won't (or shouldn't, may vary by state) raise rates, but it will add up to your total. |
I had a no fault accident and after screwing with the guys insurance co I asked mines to step in. Next billing cycle my rate went up 200 bucks. :eek: I called the next one advertised on tv and got my original rate. :thumbup:
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Either that or that gecko. Those two have some of the most aggressive advertising campaign of anyone I've ever seen.
Also, I believe in under acts of god at least in my state insurance does go up if you use it, as even though it's not your fault: You are still now statistically more likely to be affected by acts of god. |
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It looks like it will be totaled. Nothing is sure yet, but because of the damage and the price of parts, including the potential need for aftermarket parts, it is leaning towards totaled.
Will keep it updated. |
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First gen Insights are rare and unique, and not made of rusting steel; a classic in the making. Please think twice before getting rid of it, their value may rise in the near future...
All the best whatever you do. So sad to see what that deer did to your Insight... |
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They "totaled" my Insight in name because of repair costs. Mine is still perfectly functional though and has a regular title. I paid $500 to buy the car back. You can make back way more than $500 in parts alone. The Wheels fetch a good price, skirts, switches, computers, battery, transmission. And the aluminum is worth $300 if i remember correctly. And there are people who will buy up parts fast.
If my car ever completely dies, i'd like to strip it to the aluminum unibody and make a superlight track car or dunebuggy then enter it in the 24 hours of lemons. |
Guys!
I hope you know there is zero chance I am getting rid of her. My original options were: A- Don't accept claim, do nothing. B- Accept claim, gets repair money. C- Accept claim, gets totaled. There are more, but these were included in my plan. Since my insurance company does not increase my rates in any way for a no fault accident (well, the deer is at fault, but she won't be talking...) I have crossed off A. Now, I will either have the car totaled and buy it back- providing it is a reasonable buyback, or accept the amount they give. Since the KBB is around 2k, I imagine it will be near that. The only hiccup I may have will be if they low ball it, and say they will give me 1k for it- then with a $500 deductible, and a buyback [say for example] $500, there is no point to keep it. I will pull the IMA battery (~1500 value), tires (~300), wheel skirts, and anything else I can resell while keeping the car in tact. Or, just not complete the claim and part it out, then buy another. So it is possible I will be parting with her, or tearing her apart, but unlikely, and I don't plan to. No word yet on a quote. |
My 01 143,000 miles, is valued at $1,900 for excise tax purposes, I paid $3,200 for it, could've got it for less. The other guys Insurance company paid $4,200 - $500 buyback= $3,700. My car suffered significantly less damage, no broken glass, no airbag, only a cosmetic gouge from the front quarter panel to the rear quarter. Perfectly drivable.
It was kind of a relief cause now i have no financial investment in the car, and no vanity in my car as an object or a statement about who i am. They're probably going to give you a claim based on value of your car. Since repairing it and any unknown problems might exceed the value of a 14 year old car. I'd take that money and either pocket it, or buy another Insight. Now buying back your damaged Insight i would consider a good investment if they give you a low price. You can use it as a parts base to support a new Insight which is useful, or sell it off for parts and scrap. Try to find out how much it'd cost to make it roadworthy. IF you buy it back really cheap, and spend a minimal amount to make it roadworthy that is a plus. Since there's not much to care about how it looks, basjoos an aero front end. But that is IF it can be done in a cost effective way. Having a cheap $500 car like mine makes the fuel savings payback instant. I don't buy comprehensive insurance on it. I can park the road rashed passenger side inches away from offending parked cars and not care about nicks. I ignore the dealership trying to upsell me car repairs. |
Also don't accept their first offer. Tell them you need time to consider it.
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If they say it's only worth 1k to them, 500 is my deductible, and 500 to buy it back, that leaves me a salvaged title Insight and no money to repair it. At that point, I won't keep it, I'll part it out and get another one.
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Is the frame tweaked at all ?
(I'll give you 500$ as is and pick it up next week.) |
As is?! Like I am not going to keep the brand new battery or brand new RE92s?
... I was supposed to hear back this morning. Called at 11:15, and was supposed to hear back in a half hour to 45 minutes. Getting ready to call back. |
So you may just get no money at all, just have the Insight get a salvage title for the privilege?
You should work out how much you paid for the own vehicle damage part of your insurance. If they claim your car has no more value than what you have to pay anyway, then you've been paying for something you could never benefit from. You have every right to claim it back or even sue them for misinsuring you. |
I agree, keep it or part it. Maybe you can try on the insight forum and see if you can get donated parts or something? :thumbup:
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ya deer are the bain of the north hit 3 in one year 2 with my 97 civic hx and one with the 05 civic hybrid only claimed the hybrid on ins. I fixed mine myself. rebuilt axels,both mirrors,hood,hoodlatch,radiator support,both headlights. Hit at 67mph drove car home afterwards. Tough car 441k and counting.
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