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GregM 08-13-2008 12:03 PM

Smashed Civic HX
 
Unfortunately, I have a smashed 1999 Civic HX for sale...

Insurance is wanting to give me $1150 for it, and I don't think I have the money to repair it (unfortunately).

I rear-ended a firebird and smashed up the hood, bumper, radiator, front quarter panels, and "doghouse" (whatever the frame that goes in front of the engine bay is called). Engine still runs, the CVT is un-happy, but will move the car, and pretty much everything else is in good shape. Nothing is protruding into the wheel wells, and the front left headlight is still intact (other smashed to bits, but running light works ;)) Its got pretty new tires and 138,500 miles on it.

Let me know what you guys think this is worth or if you are interested. The Collision repair center said they would buy it, but only gave me a ball-park figure of $1000-1500 before the insurance company made their assessment.

MetroMPG 08-13-2008 12:06 PM

You only got 3 weeks from your HX! Bummer.

GregM 08-13-2008 01:54 PM

Yeah... I know...

It was getting 36MPG while delivering pizzas... definitely beyond my expectations.

Also got 47MPG on a road-trip to MI, driving 55/75 on the highway and probably about 80 mi of city driving.

On the way back, got about 36MPG doing 85-90 (we were in a huge hurry, but keeping up with traffic) for about 200 miles

Red 08-13-2008 02:00 PM

Damn dude that sucks. $1150 sounds pretty low for a 99 HX even with that kind of mileage. I'd see if I could get them to up that figure a bit

GregM 08-13-2008 02:08 PM

They say the car is worth $3700 (before accident)... bull****, you can't find a 99 civic anywhere for that price unless it has 250,000 miles...

Daox 08-13-2008 03:26 PM

You can argue with them and supply them with proof that its worth more. My parents did this with a vehicle they had totaled and they ended up getting more for it. That being said, I'd like to see a pic of the damage. I might know someone interested.

cfg83 08-13-2008 04:52 PM

GregM -

Are you Ok? I feel bad for your HX. If you were near San Diego, you could see if the "VX transplanter dude" would take it for the drivetrain.

CarloSW2

lovemysan 08-14-2008 10:45 AM

Sounds like they're undervaluing the car at least slightly. Does $3700 include taxes? They're supposed to pay sales tax on the value of the car also? Did you see a good chiropractor? We have "medpay" on our insurance, they paid for the last wreck/chiropractor visits no questions asked. You should at least get what you paid for the car. I bought my car well under book and I would expect book retail value, it was my hard work and shopping patience that got the deal. I spent 6 weeks looking for a car like the saturn, I expect to be compensated.

Red 08-14-2008 12:11 PM

You might want to show your insurance company some ads of comparable HXs to prove the value of the car. Plus any receipts of any work you had done on the car as well.

Otto 08-14-2008 02:02 PM

Just tell the insurance company to find you one in the local area that was equivalent to yours before the wreck, and buy it for you. After they find nonesuch, they'll change their tune.

cfg83 08-14-2008 02:19 PM

lovemysan -

Quote:

Originally Posted by lovemysan (Post 53324)
Sounds like they're undervaluing the car at least slightly. Does $3700 include taxes? They're supposed to pay sales tax on the value of the car also? Did you see a good chiropractor? We have "medpay" on our insurance, they paid for the last wreck/chiropractor visits no questions asked. You should at least get what you paid for the car. I bought my car well under book and I would expect book retail value, it was my hard work and shopping patience that got the deal. I spent 6 weeks looking for a car like the saturn, I expect to be compensated.

That's a good point. In 1987-ish, I got a "second Karmann Ghia" after I totaled my Dad's. It lasted maybe 2 months before the engine caught fire and it melted by the side of the road. I told the insurance company what I paid, and they just reimbursed me that amount, no questions asked. The car was NOT worth what I paid for it, but I think that because it was a recent purchase, the "amount paid" was the only thing that counted.

CarloSW2

TestDrive 08-14-2008 02:49 PM

Quote:

Originally Posted by Red (Post 53333)
You might want to show your insurance company some ads of comparable HXs to prove the value of the car. Plus any receipts of any work you had done on the car as well.

Repairable Dealers
It's worth asking your buddies and local repair shops about any they know about. You can also try googling for 'repairable' plus YOUR STATE NAME

If you take a check for your car from the insurance company, they will auction it off - most likely to one of these dealers - and the dealer will either repair the car, scrap it out for parts or just turn around and sell it at a profit. The car is worth what one of these guys would sell it for!

On line Salvage/Repo Auctions
These are MUCH harder to find - especially ones where you don't have to pay a fee and where they show completed auction results. Search terms: "salvage auction", "salvage pool", "repo auction"

Some on-line localisable (is that a word) used car ads
Local Classifieds
Check for your local news paper on line and ask around.

doug684 08-18-2008 04:46 AM

Would you be interested in selling just the rims (assuming they are the hx rims)? I just picked up a 99 Civic Hatchback and would love some hx rims.

Ford Man 08-21-2008 04:03 PM

Another possible option is get the insurance company to make you an offer if they get the car and then an offer and you keep the car then you could sell it for whatever you could get or repair it as you were financially able. I know my dad had a car get rear ended about 30 years ago, it was a 1968 Mercury Montego and the insurance company offered him $650 for the car or $550 and he could keep the car. He took the option of $550 and keeping the car and just continued to drive it as a everyday work car in its present condition. I would say he put somewhere between 50-100K miles on it after it was totaled and then ended up selling it for $100 several years later so he still got his $650 out of it plus several years of service from it.

thebrad 08-24-2008 08:02 PM

If we were closer I'd be willing to buy it, any interested in selling the dashboard clock?

swoody 08-28-2008 03:33 AM

Where in IN are you? I live just outside of Chicago, and might be interested in buying it off of you. I do agree that the insurance company is quoting you a very low price, but I could probably use the engine, rims, computer, etc. and swap it into my 2000 Civic DX. Do you guys know offhand whether the HX motor would bolt up directly to the DX tranny? or would I have to replace it with a CVT anyways?

thebrad 08-28-2008 08:01 AM

If your car is automatic you will have to stick with the HX's CVT, if you're manual your transmission should bolt up but the gearing won't be ideal. The CX and HX manual transmissions shared the same gearing, I don't think that was the case for the DX and higher trims.

Also, I think you would have to get another ECU if you are swapping into a manual car.

Spinall4 09-22-2008 10:37 AM

If you still have the wheels I'm interested in them as well.

BlackDeuceCoupe 09-22-2008 12:17 PM

Quote:

Originally Posted by GregM (Post 53020)
Unfortunately, I have a smashed 1999 Civic HX for sale...

Insurance is wanting to give me $1150 for it, and I don't think I have the money to repair it (unfortunately).

Dude, they're low-balling you BIG TIME! :cool:

A few months ago, my '00 HX was rear-ended by a Chevy Tahoe doing an estimated 85 MPH - no attempt to slow down, no brakes, no nothing... $7800 in damage to my ride, e.g. 'totaled' - almost killed me!

I had almost 200k on the speedo (80% more than average according to industry figures). That adjusted the payout downwardly by $1500, but I still ended up getting a check for $5400, after some haggling. The original figure was $4000ish, but I told them to 'pound salt'.

The thing is - upon discovery - the insurance company didn't even know what a CiViC HX was! The adjuster had never seen one before and they didn't have ANY figures in their database for HXs - just CX, DX, EX, yada, yada, yada.

Sooo, they told me, if I could PROVE their figure was low, they would reconsider the settlement figure. They suggested I furnish them with some current HX prices, so I got online and did a search for '99-'00 CiViC HXs.

LoL!

HXs are scarce as hen's teeth. I had to expand the search to 1000 miles - From Texas to Cali - to find 10 HXs, and they ranged from $7k-$10k. None of them had as many miles as mine (which cost me dearly, as stated above) but the insurer ended up adjusting the settlement upwardly by $1500 - which is MORE than the total amount they're offering you.

Bottom line: Assuming you don't have a $5000 deductible, or whatever, you're getting shafted!!! :(

BlackDeuceCoupe 09-22-2008 12:23 PM

Quote:

Originally Posted by smwoodruff0908 (Post 56698)
Do you guys know offhand whether the HX motor would bolt up directly to the DX tranny?

No problem!

Everything on CiViCs is interchangable...

My HX had a D16Y5 (115 HP/45 MPG) motor/tranny in it, but I swapped it for a B16A2 (160-170 HP/41 MPG). It's a drop-in -- highly recommended!

BTW, those HX rims are worth $200-$400 depending on their condition (no curb rash, etc) ;)

Spinall4 09-22-2008 03:04 PM

Quote:

Originally Posted by BlackDeuceCoupe (Post 62601)
No problem!

Everything on CiViCs is interchangable...

My HX had a D16Y5 (115 HP/45 MPG) motor/tranny in it, but I swapped it for a B16A2 (160-170 HP/41 MPG). It's a drop-in -- highly recommended!

BTW, those HX rims are worth $200-$400 depending on their condition (no curb rash, etc) ;)

Not to mention they look really good for a stock wheel, and are exactly what I'm looking for:D

BlackDeuceCoupe 09-22-2008 03:36 PM

Quote:

Originally Posted by Spinall4 (Post 62624)
Not to mention they look really good for a stock wheel...

Agreed!

I have a perfect set of HX 14" alloys, and a perfect set of Si 15" alloys...

The HX rims are what I run - the Si rims are sitting in the corner of my garage. ;)

You can see them in my 'EM Garage' pics...

BDC's Honda CiViC HX/Si - EcoModder.com

Spinall4 09-22-2008 05:52 PM

Quote:

Originally Posted by BlackDeuceCoupe (Post 62627)
Agreed!

I have a perfect set of HX 14" alloys, and a perfect set of Si 15" alloys...

The HX rims are what I run - the Si rims are sitting in the corner of my garage. ;)

You can see them in my 'EM Garage' pics...

BDC's Honda CiViC HX/Si - EcoModder.com

Are you rocking the stock B16 trans, or is it some type of GSR/hybrid with the longer final drive and 5th?

I'm only getting 44-45 in D16z6 powerd CX hatch.

BlackDeuceCoupe 09-22-2008 07:05 PM

Quote:

Originally Posted by Spinall4 (Post 62653)
Are you rocking the stock B16 trans, or is it some type of GSR/hybrid with the longer final drive and 5th?

It's a S4C tranny w/4.4 final drive and all...

It cruises along @ 3500-4000 RPM and still gets 41 MPG!

Pretty amazing FE, yes? Honda did a good job with the B16A... ;)

Vince-HX 09-22-2008 08:46 PM

ls 5th:thumbup:

And Honda did do a great job on the b16, but they really come alive with a little forced induction

BlackDeuceCoupe 09-22-2008 09:10 PM

Quote:

Originally Posted by Vince-HX (Post 62704)
Honda did do a great job on the b16, but they really come alive with a little forced induction

True, but it's a marriage made in heaven, so...

I don't know anybody getting 40+ MPG with a B16A2 - I gotta be the record holder!

Then again, I never heard of anyone else with a B16A in a HX... ;)

Nden 10-29-2008 01:58 AM

bump for HX !

Chris D. 10-29-2008 03:18 AM

find more listings for Civic HX's of simular condition, don't settle..

85_305 03-14-2009 02:55 PM

help find this poor soul (me) an HX intake manifold w/ egr attached!


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