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Answer: a long time, and two accidents. Both were rear-enders, me stopped for at the end of a line of other cars, and the car behind hitting me.
I do generally agree with your brother's coworker: I've avoided quite a number of potential accidents by being aware of other traffic, Some might say that my definition of aware equates to paranoid - comes from a lot of motorcycle riding, where you live longer if you start off assuming that a significant portion of car drivers actually WANT to kill you, and are just waiting for you to give them a chance :-)
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