I second SVOBoy's advice. Finding a fit at the LBS is a good idea, even if you don't buy there. I felt sort of bad about not buying there but I've gone back for everything else so I guess it's ok. Craigslist and ebay proved valuable in my search.
If I were buying a commuter I would want it to work as well as possibly while looking pretty worthless... But that maybe just because of the environment. Bikes can be stolen no matter what lock you put on them. That's why I would tend towards something used for city use. Or are you talking a more friendly environment?
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