[Christ]

New driver, my wife, and myself, not new, but only 24, two newish vehicles (2000 and 2001) and I get discounts for different stuff, as well.

I have street racing and wreckless driving stuff on my record, but that's all gone middle of next year.

While I don't advocate street racing, I will attest to the fact that I did make more money doing it than it ever cost me, and even with the increased insurance rate, that fact still stands.