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You're obligated because you incurred those obligations. You made decisions to arrange your life so. Nobody made you do it. Millions upon millions of people arranged their lives around the notion of perpetual cheap energy and decided 3 hours of driving every day was a smart thing to do for that extra $1/hr., not to mention the 15,000 miles/year of recreational driving all over creation. God I hope gas goes to $10/gallon quickly.
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