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[QUOTE=Clev;156134]
That's because 90% of all driving happens within 25 miles of home. And by "city commute", I mean a city city, with 25-35 mph roads. As I mentioned, my commute is 75% rush hour freeway and 25% two-lane-each-direction winding mountain roads with flatlanders, rockslides, gravel/sand and black ice in the winter.
90% of all driving is probably done within 25 miles of home for most people, therefore a 10 miles commute would put you within that danger zone. I used to drive in Charlotte on a daily basis traveling to and from work during rush hour, but even though the posted speed limit was 35-45 on most of the roads I travelled the flow of traffic on those roads was usually 55-65 MPH and the likelyhood of seeing someone run a red light was probably at least 5 to 1 over seeing somone run a red light on a rural road. There were many times I'd see a light turn red and 3-4 cars go through it before someone finally stopped for it which made my city driving more dangerous than the 30 miles or so of other 4 lane and 2 lane driving. I've never driven the actual city streets of a lot of cities, so Charlotte may be an acception, but I know that every time it rained their crash rate would go though the roof, because of people driving too fast for road conditions.
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