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Here's the best I can do. Factor in the cost of the motorcycle, the motorcycles maintenance (including gas/tires/etc), insurance/registration cost of two vehicles. *there is probably more, but you get the idea.
Then figure out how much you're willing to pay for "fun" i.e. the joy of riding a motorcycle. I doubt you will ever come out ahead in 5 years, but will you enjoy it more? Hell yes.
If you're scared about dying on it, you need to remember to be careful on it and ride when you are visible. No one but yourself can decide if you want to ride one and risk your life. How busy is your commute?
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