My 4x4 Subaru had 5.9" of ground clearance and 30mpg on a good day. It never got stuck, but then, neither has the Insight with its 5.9" of ground clearance and good winter / summer tires.
If you get stuck all the time in your Civic, despite your dedicated snow tires, then I'll give you a pass to buy an Outback or a Ford Five Hundred, or some other 4x4 tallwagon. But even for 99% of northlanders, a regular car with appropriate tires will do just fine.
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