Most of the time, the car is used to transport just one human and maybe his lunch or some other things that would fit in a pair of bicycle saddlebags. That places me just over 50% of my payload rating, so I voted B. That is, unless you account for the fact that I keep the washer fluid bottle almost empty to save 6lbs, in which case I'm below 50% and should have voted A. :-/
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