Quote:
Originally Posted by Sularus
It is funny you automatically assume I do all the same stuff you did, and so much others do. I haven't gone more than 5 over the speed limit since I got my last ticket 8 years ago. I did that only because I felt it was safer to keep up with traffic rather than being a possible hazard in the road. I have never done street racing, nor broken any major traffic laws. I don't see the point in it. The only reason I have slowed down to exactly on the speed limit or just below it is because I can't afford the gas for my commute, can't afford a new vehicle, and am trying desperately to move closer to work.
I do think it is funny when people try to play their transgressions on others, and assume everyone acts like they did. My point is people doing stupid stuff will, at some point, screw up and cause some major problems. You got lucky, good for you, most people don't. Those people are the reason others have to suffer in numerous ways.
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1. I didn't assume that you acted in any way short of how you've presented yourself here.
2. I know for a fact that, on average, far more people break the law and
don't get caught than those that do. It's simple numbers. There are more would-be criminals than cops to arrest/ticket them. Easy.
3. I'm sure that, on more than one occasion, you've gone more than 5 over the limit and didn't even notice it. The bad part is that, at least in many states in the US, even 5 over the limit is illegal.
4. Even if you haven't sped, and you've signaled every turn, and you've stopped completely at every stop sign, you've still done something illegal. Trust me on this - You don't know every law out there, and I'm sure one of them covers something you probably do without even thinking about it.
5. The point of me saying what I said had nothing to do with comparing you to me, it was to show that just because you haven't been pulled over, doesn't mean you're not breaking the law. Plain and simple. I put it in terms which most could understand, just to make it more clear.
6. I strongly disagree that there is any legitimate reason to believe that insurance rates and the like have increased as any direct result of morons behind the wheel breaking the law. The insurance companies, like everything else, charge what they feel is suitable based on what they may have to pay out to a certain area on a yearly average, sliding scale. That said - It's a business, just like every other out there. YOU CAN NEGOTIATE your rates, and if they fail to see it your way, you can freely move on to the next company who will satisfy your needs. You can effectively change insurance companies in the US every week, if you so choose. There is no penalty for doing so. Believe me - If another company offers me a lower rate, with the same coverage, and they're a recognized, well-reviewed company, I'm going with them. I notify my current company of the situation, and ask if they'd like a chance to bargain for my business. They say "No, we don't do that here." I say "See ya. Cancel my policy effective (date)." and move on. You want a lower rate? Stop blaming morons with cracker-jack licenses and take advantage of the ideals of this Capitalist Country of ours.