Good point Darcane - I had meant to change the wording around that chart. There are of course different histories too - Mr Simmons (aka Peak Oil) has his but the caveat I've always had about him is that he runs an investment company specialising in energy, so perhaps not all that impartial - not that I'm implying any stock pumping or similar obviously.
Yes our banks have dumped their bad loans onto us (i.e. Mr, Mrs and Ms Tax payer) to deal with too and keeping the ones that may pay out to themselves. They are all technically insolvent really.
Interesting times ahead - glad you got the reference.