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Originally Posted by t vago
Good for you. And I would be right in going to a different auto insurer who didn't rely on that specious "you're not hiding anything if you submit" argument.
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Whaddya say we get rid of government mandated, auto liability insurance
first, and
then see how many are willing to sign up for the voluntary, electronic surveillance "discount"?
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Besides that, risks have to be demonstrable. Just because somebody goes over 75 MPH, does not mean that that somebody is automagically a higher risk than the guy doing 65 MPH. Hell, if I did 65 MPH on certain interstates out west, I'd be at a higher risk for causing accidents, because I'd be travelling well below the speed limit.
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You don't get it. "Risk" is defined by what insurance companies say it is. The "piper" gets to call the tune, not you. And the State Insurance Commission (of any state) always will approve what the insurance industry wants.
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Would Big Brother Insurance Company be able to determine this? Probably not.
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Hey, they just want to make money, like everyone else - but the 'mandated' part insures that their business will never slacken off much in any economy, due to required insurance being mandated by our Big Brother (read: GOVERNMENT).
Big Business is only the stepbrother of (and handmaiden to) the
real Big Brother.