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This is a little off-topic but the biggest thing that bugs me is that I've been hearing this Snapshot discount thing promoted ENDLESSLY for the last few months on TV & radio--commercial after commercial after commercial.
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I rarely skip an opportunity to tell them that I'd like them to reduce their advertising budget by- oh, a
Billion dollars/year- and pass the savings on to me. Total advertising saturation has been their M.O. forever.