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I don't get paid for my commute, so it doesn't cost me anything to spend an additional few minutes a day getting there and back. I spend far more time sitting in traffic idling my gas away from accidents/congestion than I do by driving slower.
Today for example: storms yesterday left wet/flooded roads so there was a rash of accidents on and closed auxiliary roads from the highway I take as well as a pro-golf tournament at the intersection of the 2 highways I take. Distance: 23 miles. Time: 1 hour 30 minutes. How much money did I "lose" today? I lost my lunch break to make up for the extra hour it took to get to work. I had an accident last year in stop and go traffic that cost me a week's car rental.
Traffic will always literally cost me more directly than driving slower on open roads ever could in an ancillary way. At least I'm saving money for the next accident waiting to happen.
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