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I agree with not saving for your kids collage, living in a collage town the kids I see who's parents are paying their way are the ones who slack off, the ones who are going to school and working tend to work the hardest.
If you want to know where a great deal of your money is going, look in the trash can, the stuff that tends to cost more produces more trash, same with the low quality stuff that you bought that broke that you had to replace, 2nd place to look to see where your money is going is in your recycling bin.
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