I'm interested by the "mortgage" payoff comments here..
I'm 30, and have only ever stayed in rented accom since I flew the nest..
Cost per month has always been similar to a mortgage on the properties I've stayed in, but there is one big advantage..
New boiler=1 yrs rent
dead shower? = 1 months rent
cost to me?0.. as its the landlord's liability.
(and yes, I know its "built into the rent..its just easier than trying to "find" £3000 to have heating in your house!)
However,
I dot he following "frugal" things
Home made Lunches taken to work
Lights only on in room that is occupied
Timer switches for electric heaters (flat is all electric-no gas) to only heat when room occupied
Car Sharing to work
Hypermiling cars
No afinity to "branded" items/food/etc
Reusing heat from oven by placing drying washing near
etc
I also have a beared..saves on blades