http://www.daveramsey.com/
That is his website.
Want a window sticker of "Act Your Wage"
http://www.daveramsey.com/shop/Windo...ge_P356C76.cfm
While I may not be supporting the economy right this very minute... I'll be one of the few keeping the economy a little less bubbly like in 5 years so some people can fall into another morgage crisis and we not go into a recession... you are welcome
The BEST way to put it into persepctive is to read all the "Stupid Tax" stories people fall into because they want to live like everyone else:
Quote:
Our Monthly Car Payments Are Over $1,000
By Kerri in MO
The question for us should be, "What stupid thing HAVEN'T you done with your money?" However, our car situation is probably the biggest problem we are facing right now.
My husband used to work for a major auto company. We could get financed for ANY car we wanted because they took the payments out of his check. Well, we traded cars about every year or so. We started with a small car and worked our way through a mini-van and 2 Explorers before ending on a King Ranch Expedition.
Every time we traded, we were upside down. So by the time we financed the Expedition, we financed over $50,000. We still had an Explorer, so we were paying $2,000 a month on cars. We decided to trade the big cars in when we couldn't afford the gas. They talked us into trading both cars for TWO smaller cars so we could "divide the negative equity between the two."
We now owe $50,000 on two cars that are probably worth $25,000 at the most! We now pay $1,200 a month for a Focus and Fusion and have no way to get out of them since we owe so much. We are going to be paying our stupid tax for the next 4 1/2 years!
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Read on!!!
http://www.daveramsey.com/etc/stupid...t&intCatID=116