Based on the calculator alone mine came out at 4%. The problem is that it doesn't include anywhere to put the purchase price as 320 mentioned, so I split what I paid for my projected 5 year ownership per month and it rises to 7%.
I did it also for Helga (previous car) which came to 6-11% so I selected that one.
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[I]So long and thanks for all the fish.[/I]
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