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Sid, you also own a truck, those tend to cost more to insure because they are more likely to cause accidents and tend to do more damage when they do, it's also a new truck so right there it's going to cost more and if you have full coverage on it that bit of insurance is based off the value of the vehicle and how costly it is to repair.
My parents pay more for insurance then I do because their car is 7 years newer then mine and they also have a Ford Ranger as a 2nd vehicle, other then that our driving records are the same, we both are home owners with good credit the only thing that would put me in a better insurance bracket would be if I was married.
Trucks also cost more to own, tires for your truck are nearly twice as expensive as tires for my civic, truck holds more oil, uses more gas and has more spark plugs.
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