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Here are some of the things I do...
1. Eat wonton soup for lunch. $2.49 for soup, noodles and a 20oz drink! It's hot, filling and will keep you going.
2. Stay unmarried. If men looked at marriage as objectively as everything else, jewelry stores, bridal shops and divorce attorneys would be out of work tomorrow.
3. Live with other people to share expenses and pool resources. During college, I got by in Philadelphia on $500 a month for years, with enough left to keep beer in the fridge.
4. Cook. During those college years, I kept my wallet full and my waistline small by shopping at the supermarket. You'd be surprised how much more energy you have when you eat green stuff and fresh meat rather than the usual beer and pizza diet.
5. Never, ever carry a credit card balance.
6. Get a cashback credit card. I'm getting 6% back on fuel, supermarket and drugstore purchases for a full year. If you combine this with #5, you end up making money off the credit card company.
7. If you shoot, look into making your own ammo. Ammo prices have gone up faster than gas prices lately!
8. Hang up your clothes to dry outside in good weather. Then throw them in the dryer with an anti-static sheet for 5 minutes with the heater turned off to decrustify them. With the possible exception of A/C, nothing in your house uses more power than the dryer.
9. Consider dropping collision and comprehensive coverage on your car. All the insurance company does is spread the pain over a few years via increased premiums. Any claims you file will go on your CLUE report and your rates will go up no matter which company you switch to. Instead set aside some money for the possibility of damage to your vehicle. If you can't afford to fix it, you can't afford to drive it.
Ditto on avoiding Chinamart. Sometimes you get what you pay for.
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