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I hate getting into debt. I don't have a credit card now and I never plan to own one. The closest thing I'll ever have to a credit card is my debit card, and I even minimize the usage of that because lots of companies will use the info collected from your card to send you junk mail...learned that one when I bought something for my ex from victoria's secret once and then started getting offers for free bras in the mail...I never gave them any info to my knowledge other then using my debit card.
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Credit cards are a great asset when used properly and dangerous in the hands of an idiot, kind of like a handgun. When everyone else is paying $3.55 for gas, I'm paying $3.34, courtesy of CitiBank. Just last week they cut me a rebate check for $50. Also, I can easily order whatever I wish online without having to mess with Paypal or mailing money orders or checks. If an erroneous charge appears on my credit card, I can have it removed. If you buy something on your debit card and get ripped off, that money is lost in space. I don't mind a decent bra catalog here and there. Depending on the season, they make for either toilet reading material or free kindling. If they want to waste their marketing resources sending full color catalogs to addresses inhabited by one Mr., they can be my guest.