I got great financing on my CBR250R. Nothing down. rolled in the tax, tags and accessories for 3 years at 1.9%. Or you can save $1000 and find one used. Very few of them get abused by kids. The demographics are interestingly 35-70 male commuters and a few women and beginners. check out the forum. ABS for $500 more is nice if you can get it. They are more rare to come by.
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Honda CBR250R Forum : Honda CBR 250 Forums