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Those wheels are fine. As with most Honda wheels (especially of that era!) they are on the heavy side for alloy wheels, but they work quite well.
It should be marginally worthwhile to cover the holes. Especially with something cheap and easy like aluminum flue tape. You can paint the tape the same color as the wheels, and/or paint the holes back in, if you like.
14" wheels will fit the Insight-spec RE92 tires, which are supposed to be very low rolling resistance and very good for fuel economy. So those wheels should be more than good enough.
-soD
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