Dem,
You ain't alone in the stresses you've got going, and they appear considerable to put that lightly.
I got off on the wrong foot in my first thread a few years back (not alone in that either), but ding-danged if I was going to keep stretching my neck. I went away to pursue other topics, but I came back and read more. And I learned. I found stuff that worked. I wasn't way off in the woods originally any more than you, but it took a while for me to put it together in the same way as others around here. "Economy" wasn't a new subject to me, nor were others. The basics never changed: I wanted this truck (which has both personal and business use) to have the longest life at the lowest cost with the highest reliability. But how I view the future -- that it won't be like the past -- was the key for me. And I didn't learn that here or on other websites in the main.
I have no idea about tomorrow and "retirement" is an idea that was born and died in the 20th Century. Now, opinions I've plenty of . . but they are subject to revision in light of better information. Not my predilections. A big difference between those two. Humility can be a kick in the arse or a relief at getting rid of unworkable ideas.
In the meantime I find that this site is full of interesting people (their projects), interesting ideas (links to other places arising from discussions), and some h-to-G characters who spice it up. Then there's a few who come and go. Flash in the pan.
Do what you will, but I'd recommend that there is more depth here than is perhaps apparent to you at present. Give it some time. Let things stew.
We'll all need our personal transportation as long as possible. If it has an I/C engine you made it to the right place (is how I see it). As a guy who likes argument to find better solutions I'd also say you made it to the right place. And other places -- books, mainly -- might be the retreat that can gather and re-form what you work with. Did for me.
Best to you and yours
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