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Indeed, time is money... sometimes. I find it funny when MMM posts articles suggesting that commuting time directly translates to money (~$25/hr in his blog), yet doesn't seem to take that into account when comparing biking to driving. Just the $25/hr rate would mean biking would cost me $50 a day in commuting costs, vs. $20 in a car (time + 0.17/mile)
FWIW, driving to work is 40 mins round trip for me, biking would be approx. 2 hours. I can drive and do my heavy-lifting workout at home and still have 30 minutes extra free time than if I were to bike to work. (and this doesn't account for the fact that biking is not a substitute for weight lifting).
From the time perspective, it boils down to how much you personally value your time.
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