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This is a rather interesting discussion - I like reading both sides. I'm a rabid reader of MMM, and while I don't know I fully expect the returns on investment promised, I absolutely think he's hit the nail on the head when he says most people are living incredibly wastefully. If you doubt it, look around just about any neighborhood, and see the ridiculous excess.
I have a great example from my own life. I've recently started cutting back on wasteful spending, and trying to be aware of things that cost far more than they're worth "to me." I work for a tech company (website), and the number of people making less than $35k that have BMWs and Mercedes is almost as ridiculous as the way that they're upgrading their smartphones and laptops every 6 months with the newest thing. Because apparently angry birds plays much better between tweets on a phone that costs you another $200 without offering significant performance increases.
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