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Originally Posted by cfguy2000
Some states do allow "self insurance". Texas being one of them. If you deposit $55,000 with the Texas state comptroller you do not have to purchase liability insurance.
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Oregon allows self-insurance too with $55k. I've thought about it before, and now that I have that laying around I should reconsider it. I'm surprised they allow such a low number since the state minimum for bodily injury is $50k and property damage minimum is $20k. That leaves a $15k gap.
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Originally Posted by thomason2wheels
I gave progressive a chance and saved only about 50 / yr. Probably as much because i didnt put enoughmiles on the wrx to give them much useful data.
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You don't get a greater discount by driving more; just the opposite in fact. You start out with a 30% discount, and the number goes down based on how much you drive, at what hours, and how many hard stops you make.
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Originally Posted by Frank Lee
I recently dumped Flo- they said I was getting 30% off due to SnapShot but it sure didn't feel like it so I shopped around and found competitive rates elsewhere.
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What insurance company had the same or better rates? I'm always open to jumping ship if something cheaper comes along.