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Long-term and short-term payoff is important too. My pickup was paid off, but when I got my Yaris, I ended up with a $161/month payment and $20 more a month for insurance.
Of course, I'm getting about 2.5 times more miles per gallon, and basically "made my car payment" plus saved $111 in the first 3 months alone.
Long term, I'm spending ~$13,000, but short term I'm saving myself $40 a month, and with my limited income, that makes all the difference in the world.
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Nissan Leaf driver? Join me in Team Leaf and feel smugly superior about our MPGe
Current Car: White Lightning
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Retired Car: Betty White
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