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Oh and you don't have to worry about your car being "written off" for some small damage because you can decide to keep it and fix yourself if you want...it's your car, you can do anything you want with it but honestly unless it's worth like $30 000 it's not worth paying 6k per year for insurance because even if it gets stolen after 2 years, you can save 10k by not having the crazy insurance you curently have and use the money to import another same car.
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