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Can't speak for PA, only Va. In Va they require an inspection by the state police. Not about safety but to insure the repair parts were acquired legally. Once they finish you can get a title and register the vehicle. I have never had a problem with insurance on my salvage titled vehicles (over 100) and really never had any collision related problems after they were repaired and properly tested and state inspected.
My suggestion would be to check with your Pa. DMV to see what the process is to rebuild a vehicle and with your insurance company about insurance.
It's also possible they might not total the car. I wrote an estimate on my 1994 VX to make sure it did not reach the level of percentage of damage that would make it pass the threshold of "non repairable" for Virginia.
regards
Mech
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