You never really own your home, there are always other fees, taxes and bills you need to pay. Opps, forgot to say HOA too.
In Richmond they charge you for storm water run off based on the sq ft of your land and if you own a condo they go based on the whole complex vs your little unit rather its in a single or multi story unit.
Congrads otherwise, however they may charge a fee for the final deed or paper work. Where I use to work you had to pay to get your car title once you paid for your car in full.