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Find the blue book on your car before the accident, even if they don't total it that would be the maximum they would give you. If they do total it you should be able to buy it back from the salvage yard, but keep in mind they can't do anything with your property (ie the car) unless you say they can. Let your insurance know what is going on, exspecially if you have uninsured motorist coverage because if the other company refuses to deal with you you can file with your insurance.
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