4WD just gets you stuck farther away from help. And consider that several generations of American men somehow built this country without this severe penalty.
I'd back up on the plan and list:
1] How long in operation (years)?
2] How many total miles?
3] How many empty/non-towing miles?
We might say that "payload convenience" is at stake. What would it cost to have someone else do the transporting (or, over a car pulling a trailer)?
Pickups have high convenience costs. I used to drive full-size station wagons. Getting better FE than a 1/2T pickup was easy. And there was very little I couldn't fit inside or on that extra-long roof. There wasn't anything the pickup could tow that the wagon wasn't a better choice.
IOW, in the past year, how often was the pickup contemplated a better choice (than the way you did something)?
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