[War_Wagon]

Low or 0% interest rates are a good way to go on a car - IF you were going to buy one anyway. If I had $20k cash to buy a $20k car with, and then found out I could get 0% financing instead, I would take the financing and keep my $20k making money for me. O.P.M. (Other Peoples Money) is the way to go if it lets you keep yours doing something for you, especially at 0%! But buying a new car BECAUSE financing is 0% is a bad idea. If you couldn't afford it at 10%, don't be buying it at 0%.

And leases are just terrible. The only reason you lease here is if it's a company vehicle, because for tax purposes you can write off 100% of a lease payment for a business, but you can't write off a regular payment. If you need to switch to a lease to afford the payments, then you are way out of your price range.