|
My motorcycle insurance is 60% uninsured motorists coverage, but at just over $100 a year I guess I can handle that. No collision on my Fiesta. The wife's Sorento has $1000 deductible collision, which she has used one time in 24 years and my body shop buddy saved me the deductible.
I also carry comprehensive and highly recommend it, at least around here, where you can get hail damage, wind, floods, etc. My brother collected one comprehensive claim that paid 30 years worth of premiums and another that covered 250 years premiums. I call that cheap insurance.
For us the high deductible is a way to save a considerable portion of the annual cost of insurance. I think our total for everything except medical is $2500 a year, thats our home and 4 vehicles.
regards
Mech
|