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Old 12-02-2013, 01:18 PM   #19 (permalink)
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Quote:
Originally Posted by jameskshaffer View Post
We all know that in the USA, driving without insurance is illegal (unless you live in New Hampshire, where you have the option to drive without auto insurance if you would like)

This article lets you know how you can get around those laws - How To Drive Without Auto Insurance And Not Get Caught

Still seems a little risky IMO.
The "article" is a sham. It's nothing more than a list of tips on safe driving. It's a hook to get you to buy the insurance they are pushing.

I notice you are in NY state. In that state you can't register a vehicle unless you buy insurance and show proof of it. Some people buy insurance then cancel it - but you still need to buy it first to deal with the DMV. Insurance polices are issued and renewed on a six month basis, which means you would constantly need to keep buying it and canceling it. If either your insurance company or the state finds out that you are doing that, they will give you a hard time.

You don't need insurance to drive a vehicle, meaning to be a licensed driver. You only need insurance if you register a vehicle, namely to obtain plates for it. Basic liability will suffice, but it's mandatory.
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