Quote:
Quote:
|
OTOH, I passed on making a claim against an uninsured motorist because I don't want my rate going higher.
|
Perhaps you don't realize that it's easy to add "uninsured motorist" coverage to your policy? It literally costs only a few bucks more compared to the total coverage, even on a basic liability policy.
|
I'm saying I'm out-of-pocket for the insurance and the uninsured motorist rider, and still chose to repair myself (in this one case) to protect the rate they will charge. If the accident put me in the hospital I would definitely make a claim. That stuff's expensive.