Me, yeah, Im a ***** for extended warranties and insurance. I drop my pants, grab my ankles and even supply the vaseline with the gritt in it.
I have full insurance on a 20 year old vehicle.
I also pay less than 500 bucks a year and the secodn vehicle that has full coverage is a 2010 insight.
I use to work for a bank and remember customers who lived in NY and NJ who paid 300-500 a month for coverage. That was almost as much as their car payment.