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I don't know about incorrectly figuring some complex federal system that sounds like navigating the tax code but as to earlier posts about why Honda owners seem to beat estimates, while Hyundai owners come up short, I'd say is almost entirely owner demographics. Who buys the cars, when, where, and how they use them, and the propensity to complain. The last thing many Honda buyers will do after spending more is admit maybe it wasn't worth the added expense. This was so obvious in the late 90s Oudacity vans and their transmission woes. Hyundais are rode hard and put away wet by many owners, especially when backed by a 10 year warranty.
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